Our Brands

MORTGAGE ORIGINATION

Alpine Credits

Since 1969 Alpine Credits has been servicing the communities in British Columbia, Alberta and, now Ontario, offering home equity loans with best in class service and rates. A home equity loan allows a homeowner to quickly access the equity in their home as opposed to trying to meet the stringent lending criteria the banks require borrowers to meet. Home equity loans from Alpine Credits are the fastest and easiest way for a homeowner to borrow money from the equity in their home; regardless of age, credit or income history. Whether the funds are being used for debt consolidation, home renovations or business capital – if you own your home you are APPROVED!

Ontario Mortgage Broker License #12616 / Admin License #12617

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FUND MANAGEMENT*

Ryan Mortgage Income Fund

Ryan Mortgage Income Fund (RMIF) has been providing its shareholders with a commitment to service and a stable return since in 1984. RMIF is a mortgage investment corporation (MIC) specializing in private mortgage and utilizes a proven underwriting process to ensure quality assets secure the mortgages. As a result of these practices, RMIF has returned an average yield of 10.8% since inception. If one’s investment goals include a stable return and wealth preservation, RMIF should be an option to explore especially if an investor is tired of the volatility of the stock market. RMIF is the largest purchaser of mortgages from Alpine Credits and Aaron Acceptance. You can always count on Ryan Mortgage Income Fund to be committed to providing the best service and investing practices for its family of shareholders.

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Manchester Investments Inc.

Manchester Investments Incorporated (MII) is a mortgage investment corporation (MIC) that was established in 2009. Manchester’s investment strategy is to buy low risk private residential mortgages from the mortgage origination group (Alpine Credits and Aaron Acceptance). This commitment to best in class investing practices has resulted in a 7.49% average rate of return since Manchester’s inception while maintaining a low risk portfolio of mortgages. MII offers its shareholders an excellent investment option that is centered on capital preservation and a stable return.

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Bluestripe Financial Ltd

Blue Stripe Financial, founded in 2015, is the newest member of the Amur Financial Group of companies. Without abandoning our philosophy of capital preservation, Blue Stripe offers investors a more aggressive lending approach supplying the final piece to our fully diversified portfolio. Blue Stripe’s fundamental investment objective is to achieve long-term capital appreciation through investments that offer high return potential. Intended for investors who are willing to accept an increased degree of risk, Blue Stripe seeks to invest in higher ratio mortgages over shorter terms & reduced amortizations.

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*The above information on Ryan Mortgage Income Fund, Manchester Investments Inc. and Bluestripe Financial Ltd is for discussion purposes. It is not intended to be an offer to sell securities or provide investment advice. Past performance of funds is not indicative of future performance.

DEBT SERVICES

Full Circle Total Debt Solutions

Full Circle Total Debt Solutions takes a personal approach to each of its clients’ providing a wide range of solutions ranging from credit counseling and financial planning to preparing individuals for bankruptcy and consumer proposals. Full Circle Total Debt Solutions is relentless in its pursuit of becoming Canada’s most respected debt solutions provider and believes that offering clients multiple debt management solutions is the best way to helping individuals become debt free.

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